Witness holds the payment the moment a deal starts and keeps it locked until you confirm the work is done. Your confirmation is the only key that releases the money. Nobody can pull it out early, not even Movescrow.
Lock your money before they hand over the item. If it is not what was described, the deal cancels and your money returns to you.
Protect a rent or property deposit. The landlord is paid only after you confirm possession and the keys are in your hand.
Lock the full amount upfront and release it in stages, as each milestone is finished and you confirm the work.
Turn a verbal agreement into a written record. Both sides approve the terms, with a permanent timestamp and a shareable link.
Agree the terms, let the work happen, then release the money yourself. The deal cannot move without you.
Agree the amount and the terms with the other side. The payment is locked in Witness the moment the deal starts. Neither side can move it.
The item is delivered, the service is done, or the milestone is met. Every step is timestamped on the deal, so both sides see the same record.
Happy with the outcome? One tap releases the money. Not happy? Open a dispute, and the funds stay locked until the matter is settled.
Witness locks a deal for 1.5% of its value, and you see the exact naira amount before you confirm anything. No monthly fees. No percentage of your wallet balance. Withdrawals to any bank are a flat ₦75. See the full fee calculator.
Straight answers about who holds the money, what happens in a dispute, and what Witness costs.
The payment sits locked in Witness through secure third-party payment processors. Neither side can move it until the deal is confirmed or a dispute is settled.
Open a dispute before you confirm. The money stays locked while it is reviewed, and it is returned to you if the deal cannot be completed as agreed.
1.5% of the deal value, shown in naira before you confirm. Nothing is taken from your wallet balance, and there are no monthly fees.
Yes. Create an agreement record. Both sides approve the terms in writing, with a permanent timestamp and a shareable link you can add to any Witness deal.
Witness launches with the Movescrow app in Lagos, Abuja and Port Harcourt. Lock a deal, and release it only when you are sure.
